One 97 Communications -PAYTM-Q3 FY2025-26 Earnings Call Note-20% year-on-year revenue growth
Paytm is shifting towards sustainable growth, moving away from reliance on government subsidies. In Q3 FY2026, it reported a 20% revenue growth, expecting to offset 30-40% of subsidy losses through higher fees. The focus will be on merchant payments and BNPL services, with an aim for long-term EBITDA margins of 15-20%.
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